Uninsured and Underinsured Motorists
An attorney with experience handling complex car accidents
Many people assume car accidents are cut and dry. You’re hit by another driver. You file a claim with your insurance company. You expect to be compensated for any damages or injuries incurred. Unfortunately, some drivers are either uninsured or underinsured, which means you often have to rely on your own insurance company for compensation.
Albuquerque car accident attorney Andras Szantho has years of experience and legal knowledge handling complex car accidents throughout New Mexico, including crashes involving uninsured and underinsured motorists. Contact attorney Szantho today and find out how he can help you.
Uninsured and underinsured motorist coverage explained
New Mexico law requires all drivers to purchase limited liability insurance, which covers:
- $25,000 for bodily injury or death to one person
- $50,000 for bodily injury or death to two or more persons
- $10,000 for property damage
State law also requires insurance companies to include uninsured motorist coverage when drivers purchase limited liability insurance. This means that if you’re involved in a car accident with an uninsured or underinsured driver, you would be eligible for compensation for your losses from your insurance company. The same also applies if you were involved in an accident with a hit-and-run driver.
- Medical expense for any injuries incurred from the car accident and any future treatment needed.
- Pain, suffering, additional complications, or lack of enjoyment caused by the accident.
- Loss of income, wages and future earnings caused by the accident.
- Punitive damages for drivers who were drunk, driving recklessly and/or evading law enforcement.
We will work with you every step of the way
A car accident with an uninsured or underinsured motorist can be complex and frustrating. Just like dealing with another driver’s insurance company, your insurance provider can be just as reluctant to compensate you to the fullest extent. They may try to downplay your injuries and offer you a low-ball settlement. But when it comes to compensating your medical expenses, lost wages, pain and suffering, a low-ball settlement could force you to pay for your car accident out of your own pocket.
That’s not right. That’s why it’s important to talk with an experienced Santa Fe auto accident attorney as soon as possible. Attorney Andras Szantho can work with you every step of the way. We can investigate the cause of your crash and negotiate with your insurance company for a higher settlement. We also realize that your claim isn’t just about money, it’s about holding insurance companies to the highest standard, so they will do the right thing.
Contact the Szantho Law Firm online for a free consultation, or call 866-853-2462 today.